Morgantown AES Federal Credit Union Will be closed for the following holidays: Thursday, November 27, 2008 - Thanksgiving Day

IMPORTANT NOTICE   (August 13,2008):  Attention Morgantown AES FCU members, there is a new phone scam. Several of our members have  contacted the Credit Union that  they have received an automated system call stating their debt or credit card has been de-activated/suspended and in order to re-activate they need to call this phone number. We called the phone number and it asks for card number and pin. THIS IS A SCAM!  The Credit Union will never call you and ask for this information. DO NOT RESPOND TO THIS PHONE MESSAGE.  Never give your account information to a request no matter how legitimate it sounds. Call the credit union IMMEDIATELY if you have entered your personal information. If your a victim of any scam and suspect your personal information has been compromised report the incident to the Attorney General's office. Click this web site for details www.wvago.gov/takeaction.cfm

SATURDAY HOURS! The main office located at 1212 Van Voorhis Road Saturday hours are 9:00 a.m. to Noon The main office will be closed on Saturdays when there is a WVUhome football game!!! remaining Saturday games are as follows: December 6 - South Florida LET'S GOOOOOO MOUNTAINEERS!!!!!!!

MAKE NEXT YEAR BRIGHTER WITH A CHRISTMAS CLUB ACCOUNT Open a 2009 Christmas club Accumulate holiday cash by depositing any amount each pay period or as frequently as you like. Each year on the first business day of October, the amount you saved plus dividends will be transferred to you share (savings) account. Accounts can be opened anytime during the year but the sooner you start the more money you will save. If you already have a Christmas Club account, it will automatically renew for 2009. Christmas Club accounts for 2008 will be transferred into members' share (savings) accounts on October 1, 2008. Ask a Member Service Rep. how you can open your Christmas Club account to Save for your Christmas shopping list!!

NEW VEHICLE SPECIAL!!!!   LIMITED TIME OFFER  EFFECTIVE 06-25-08  5.00% APR NEW VEHICLES -Will finance up to 100% of sticker price, plus tax, title and fees.                         YEAR                     TERM                            RATE                          2008                  36-66 Months             5% APR   Financing more than $20,000       72 months                5% APR                Financing more than $40,000       84 months                 5% APR                               USED VEHICLE SPECIAL  6.00%                                         USED VEHICLES - Will finance up to 100% of NADA Retail Value                          YEAR                     TERM                          RATE                     2007 - 2006                   60 Months               6% APR                               2005 - 2003                   54 Months               6% APR                                  2002 - 2000                   48 Months               6% APR                                          1999 - 1997                   36 Months               6% APR                               1996 or Older                24 Months                6% APR                           APPLY TODAY!!!!! CALL (304) 599-9600 OR GO TO ON-LINE SERVICES AND SUBMIT YOUR APPLICATION,  JUST REMEMBER TO FAX YOUR CURRENT PAY STUB TO (304) 599-1300

TWAS' THE RATE BEFORE CHRISTMAS IT'S BEGINNING TO LOOK ALOT LIKE CHRISTMAS DO YOU HAVE ALL YOUR SHOPPING DONE? NEED A LITTLE HELP? APPLY FOR OUR VISA CREDIT CARD TODAY! 9.75%APY Or consolidate your debt and transfer those high interest rate credit cards to a  MORGANTOWN AES FCU VISA CREDIT CARD  Our features include: FIXED RATE OF 9.75% APR  NO ANNUAL FEE NO CASH ADVANCE FEE NO LATE PAYMENT FEE IF YOU DON'T HAVE A VISA CREDIT CARD WITH US APPLY TODAY!

Morgantown AES Federal Credit Union Members: Enterprise has more then 120 makes and models at great prices! Find your perfect car today! Trade-Ins welcome Get great rates as Low as 5.00%  Used Vehicle 6.00%                 Visit us at Enterprise car Sales at        107 Emily Drive Clarksburg, WV 25312    Ph: (888) 679-5666                 Hours: Monday - Friday 9 a.m. - 7 p.m.              Saturday 9 a.m. - 3 p.m. Closed: Sunday            To Preview a great selection of used vehicles   Click Here

MAKE THE MOST OF YOUR TIME:SIGN UP FOR FLEX TELLER ON-LINE BANKING TODAY!                                                             ITS FAST, EASY AND FREE              AVAILABLE 24 HOURS 7 DAYS A WEEK                                   Make Transfers                                         View & Print Statements                                     Make Loan Payments                                                            Check Withdrawal                                                                  Download Information LOG-ON TO ON-LINE BANKING CLICK ON THE FLEX TELLER ICON! ( if you are unable to see the Flex teller Icon then, Click Here, the icon is also located in the upper left corner)

We are pleased to announce the offering of Auto Check to our members. Auto Check can take the worry out of purchasing a used vehicle. Buying a used vehicle can save you money. However, the fear of buying a pre-owned vehicle is often associated with hidden problems that these cars can mask. An Auto Check vehicle history report can help uncover previous issues that can affect the vehicles safety and value.  An Auto Check vehicle history report can show some of the following: Salvage, reconstruction, water, hail or fire damage, lemon, taxi usage, odometer problems. Auto Check is the vehicle history choice of many certified Pre-owned vehicle programs. The cost of an auto check summary report is $4.00 per vehicle and the cost of a Auto Check detail report is $9.00 per vehicle. If a member finances the loan through us, Auto Check reports are FREE. So be sure to Auto Check before purchasing your next pre-owned vehicle!

MOVED OR CHANGED JOBS??  Dont' forget to contact the Credit Union and update your address and primary contact number. This will ensure that you receive any correspondence in a timely matter. If you have a P.O. Box. please bring a utility bill to the Credit Union office to show your physical address, a copy will be kept in your file.      Ask a Member service rep how to open your account today        Click Here-For your convenience we have Loan and Savings Calculators   CLICK HERE TO REORDER YOUR CHECKS ON-LINE!     CLICK HERE TO MAKE ON-LINE VISA CARD PAYMENTS!      FREE ON-LINE FRAUD EDUCATION! NOW AVAILABLE

Contact the Credit Union if your setting up a payroll direct deposit to your account. Double check your account number and routing number 251579050 to make sure you have the correct information. This will help insure less errors and save time.

MEMBER REMINDER DO NOT RESPOND to email scams that ask for your account number, credit card number, and personal identification numbers. Emails messages that ask for this type of information are fraudulent, and should be reported immediately. Morgantown AES Federal Credit Union will never contact you and ask for this information