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NEW COIN-STAR MACHINE -NO FEE FOR MEMBERS
We all have it. Loose change. It accumulates in our pockets, purses, dresser drawers, between sofa cushions, and in coin jars.
If you're like most people about 80% of American households you accumulate change, in fact, the latest estimates indicate that $10.5 billion in change is sitting idle in American homes - that's nearly $100 per household. Coin-star, Inc., the coin counting experts, estimate that nearly a quarter of households that accumulate change do nothing with it. And those that do may find it a tedious chore to wrap and roll their coin. But now, members of the Morgantown AES FCU can go to our main office located at 1133 Van Voorhis Road to have their change efficiently counted at the Coin-star Machine. There is no fee to use the counting machine. Coin-star is fast and easy to use. Members simply pour loose, unsorted change into the machine and it counts 600 coins per minute. The display will provide a running total by coin denomination and when completed, users take their voucher to a Member Service Rep to be converted to cash or deposit.
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CUNA MUTUAL INSURANCE
LOAN PROTECTION AND LIFE SAVINGS
NOTICE
Effective January 31, 2010, all coverage provided by the Loan Protection Policy will be canceled.
Please destroy any CUNA Mutual Loan Protection Certificate of Insurance previously given to you at that time.
We have taken steps to make quality alternative insurance protection available to you with MEMBER’S CHOICE™ Credit Life Insurance. To make the transition to MEMBER’S CHOICE™ Credit Life Insurance as easy and as simple as possible,
we have arranged with CUNA Mutual Group for a 30-day open enrollment period for the new service.
Prior to March 3, 2010, you may complete an application for the MEMBER'S CHOICE™ Credit Life Insurance for an existing loan without providing proof of insurability. Please call 1-888-599-9606 for an application. For new and refinanced loans made on and after February 1, 2010, no proof of insurability is required if an application for coverage is applied for within 30 days after the date of the loan. We are also revising our Life Savings Insurance program, the term life insurance that we’ve made available at no cost to our members. New deposits will no longer be eligible for Life Savings Insurance starting on February 1, 2010.
IMPORTANT: This change does not affect your existing Life Savings Insurance coverage on eligible deposits made before February 1, 2010. Those deposits will remain eligible so long as they stay on deposit continuously. But you’ll want to keep in mind that, because the Life Savings Insurance group policy is offered at the discretion of the credit union, it should not be regarded as permanent insurance. Any CUNA Mutual Life Savings Certificate of Insurance you may have is valid only for eligible deposits made prior to February 1, 2010. The maximum total balance eligible for Life Savings Insurance is $4,000. We understand that you may now want to consider other protection to replace and/or supplement your Life Savings Insurance. That’s why we’ve asked CUNA Mutual to make a variety of group term and whole life insurance plans available to our members. You can call Members Financial Services at 1-800-356-6006 to discuss your options with one of CUNA Mutual’s knowledgeable, licensed representatives conveniently and confidentially, with no cost or obligation.
If you have any questions, please contact our credit union office at 1-888-599-9606.
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TAX TIME AGAIN! / 1099 FORMS
Members 1099 Interest forms for 2009 will be included in your December 2009 Statement mailing. Get your refund check faster through direct deposit. It is quicker, safer and easier. Simply include your Credit Union routing number (251579050) and your 3 or 4 digit account number on your 1040 form. Make sure you mark savings or checking. If you mark checking, include all ten digits of your account number. Tax forms are available on the web at www.irs.gov. If you don’t have access to the internet, contact the credit union office and we can print them for you. To check on the status of your tax return you can call the IRS through TeleTax refund at 1-800-829-4477. Wondering what to do with your tax refund? How about earning more money by purchasing one of our share certificates.  for current certificate rates with the Credit Union.
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CHECK OUT OUR RATES!!
Whether you are needing cash for
a weekend get away, home improvements, tuition
new/used vehicle, motorcycle, ATV,
or boat we have you covered.
Signature Loan rate =8.50% APR / Share Secured Loan Rate = 5.00% APR
New Vehicle Loan Rate = 4.50% APR / Used Vehicle Loan Rate = 5.00% APR
New Motorcycle, Rec and Boat Loan rates= 4.50% to7.00% APR
Used Motorcycle, Rec, and Boat Loan Rates = 5.00% to 7.75% APR
LET US HELP YOU PAY OFF BILLS OR LOWER YOUR PAYMENTS!
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SIGN UP FOR ON-LINE BANKING TODAY
Click to log on to Flex Teller on-line Banking
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 WE HAVE MOVED!!
New office is located at 1133 Van Voorhis Road
Main Office hours are as follows:
Drive Thru hours 7:30am - 5:00pm Monday- Friday and 9:00am-NOON on Saturdays
Lobby Hours 8:00am - 4:00pm Monday through Friday & closed on Saturday
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ASK MEMBER SERVICE REP HOW TO
OPEN YOUR ACCOUNT TODAY!!
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 ATM LOCATIONS:
Visit our ATM's at the following locations:
1133 Van Voorhis Rd (main office) & 1095 Willowdale Rd (NIOSH office)
Our members can use our ATM'S free of charge,
non-members will be charged a $2.00 surcharge fee
ATM machines accept cards with the VISA,STAR,CIRRUS or PLUS logo.
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RE-ORDER YOUR CHECKS ON-LINE
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CLICK HERE TO MAKE ON-LINE VISA CREDIT CARD PAYMENTS
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Contact the Credit Union if you're setting up a
payroll direct deposit to your account.
Double check your account number
and routing number 251579050
to make sure you have the correct information.
This will help insure less errors and save time.
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FREE ON-LINE FRAUD EDUCATION! NOW AVAILABLE
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CLICK HERE
FOR YOUR CONVENIENCE WE HAVE LOAN AND SAVINGS CALCULATORS
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Morgantown AES Federal Credit Union
