Products

Loans

The Credit Union makes loans to the members at low annual rates. Click here for current rates.

Loans available:

Closed-end signature
New vehicle
Used vehicles
New motorcycle
Used motorcycles
New recreational vehicles
Used recreational vehicles
New boats
Used boats
Classic vehicles
Visa Credit Card

Credit Disability Insurance (CDI) is available to the borrower on all loans except the VISA credit card. The insurance is added to the loan and paid monthly. The Credit Union also provides Loan Protection Insurance at no cost to the member.

Share Account - (Savings)
Minimum deposit of $5.00, dividends paid quarterly, and calculated on the daily balance. The more you save, the higher the dividend that is paid.

Share Drafts - (Checking) No Minimum balance
Dividends are paid every month and calculated on the average daily balance.

Christmas Clubs
No withdrawals from a Christmas Club account before the pay-out date will be permitted. If a withdrawal cannot be avoided, the member must take all funds from the account, forfeit any unpaid dividends, and will not be permitted to deposit to the account until October when the new club period begins again.

All Christmas Club accounts will be brought to a zero balance on the first business day of October each year. The funds from the account will automatically transfer into the members's share (savings) account. Dividends are paid every quarter and calculated on a daily balance.

Vacation Clubs

Withdrawals will be made upon request with a maximum of three per year. Dividends are paid every month and calculated on an average daily balance.

Share Certificate

Share Certificate accounts are offered in 6, 12, 24 and 36 month terms. These accounts pay a higher dividend than our share accounts and require a minimum deposit. Check our rate schedule for details.

VISA Credit Card

There are no annual fees in the Credit Unions VISA card program.

VISA Check Card

Visa Check Cards are available upon completion of an application and free of charge by maintaining a share draft account.

Visa Check Cards look like a credit card but work like a check and the amount of purchase is deducted from your share account.

Visa Check Cards can be used where ever Visa is accepted and at an ATM machine for cash.

You have access to your share account at an ATM machine only.
Other fees may apply (fee schedule)

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