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Loans | Savings | Certificates
*LOAN APPLICATIONS ARE TAKEN MONDAY THROUGH FRIDAY*
*LOAN OFFICERS ARE AVAILABLE EVERYDAY TO APPROVE LOANS*
*CREDIT DISABILITY INSURANCE IA AVAILABLE ON ALL QUALIFYING LOANS*
LOAN PROTECTION LIFE INSURANCE IS ON ALL QUALIFYING LOANS AT NO COST TO YOU*
*APR= Annual Percentage Rate
| All rates listed are subject to change without prior notice. Rates (Dividends) effective January 01, 2009 |
| Loans |
Rate
|
APR*
|
Term |
| Signature Loans |
Loan Calculator
|
| Amount you can borrow depends on credit score, term depends on amount financed. |
12.50
|
12.50
|
12 - 60
|
|
New Vehicle/Motorcycle
|
Loan Calculator
|
Rate
|
APR*
|
Term
|
| 2009 - (finance up to 100% of sticker price, plus tax, title & fees) |
5.00
|
5.00
|
36 |
| 2009 - (finance up to 100% of sticker price, plus tax, title & fees) |
5.00
|
5.00
|
48 |
| 2009 - (finance up to 100% of sticker price, plus tax, title & fees) |
5.00
|
5.00
|
60 |
| 2009 - (finance up to 100% of sticker price, plus tax, title & fees) |
5.00
|
5.00
|
66 |
| 2009 - must finance $20,000 or more (finance up to 100% of sticker price, plus tax, title & fees) |
5.00
|
5.00
|
72 |
| 2009 - must finance $40,000 or more (finance up to 100% of sticker price, plus tax, title & fees) |
5.00
|
5.00 |
84 |
|
Used Vehicle/Motorcycle
|
Loan Calculator
|
Rate
|
APR*
|
Term
|
| 2008 - 2007 (finance up to 100% of NADA retail value) |
6.00
|
6.00
|
60 |
| 2006 - 2004 (finance up to 100% of NADA retail value) |
6.00
|
6.00
|
54 |
| 2003 - 2001 (finance up to 100% of NADA retail value) |
6.00
|
6.00
|
48 |
| 2000 - 1998 (finance up to 100% of NADA retail value) |
6.00
|
6.00
|
36 |
| 1997 - Older (finance up to 100% of NADA retail value) - (Pictures are required) |
6.00
|
6.00
|
24 |
| New Recreational Vehicle/Boat |
Loan Calculator
|
Rate
|
APR*
|
Term
|
| Finance up to 100% of sticker price |
NEW CAR RATES APPLY
|
|
| Finance up to 100% of sticker price |
7.00
|
7.00
|
73-120 |
| Used Recreational Vehicle/Boat |
Loan Calculator
|
Rate
|
APR*
|
Term
|
| Finance up to 100% of NADA retail value |
USED CAR RATES APPLY
|
|
| Finance up to 100% of NADA retail value |
7.75
|
7.75
|
61-120 |
| Reconstructed/Scrapped/Flood Damaged/Salvage Vehicles |
Loan Calculator
|
Rate
|
APR*
|
Term
|
| Only finance up to 50% of NADA retail value |
Rate and Term is based on the year of vehicle
|
| Classic Vehicles |
Loan Calculator
|
Rate
|
APR*
|
Term
|
| Finance up to 100% of NADA retail value - (Pictures are required) |
Used Recreational Vehicle rates & terms apply
|
| VISA® Credit Card |
Loan Calculator
|
Rate
|
APR*
|
Term
|
| No annual fee, no cash advance fee, fixed rate |
9.75
|
9.75
|
n/a |
| Savings |
Minimum Balance |
Dividend Rate
|
APY*
|
| Accounts |
| Shares ($5.00 - $99.99) |
$5.00 |
0.00
|
0.00
|
|
Shares ($100 - $4,999.99)
|
$100
|
0.75
|
0.752
|
|
Shares ($5,000 - $14,999.99)
|
$5,000
|
1.00
|
1.004
|
|
Shares ($15,000 - 24,999.99)
|
$15,000
|
1.25
|
1.256
|
|
Shares ($25,000 - 49,999.99)
|
$25,000
|
1.50
|
1.508
|
|
Shares ($50,000 - 74,999.99)
|
$50,000
|
1.75
|
1.762
|
|
Shares ($75,000 & Over)
|
$75,000
|
2.00
|
2.015
|
|
Share Draft** ($0.00-99.99)
|
|
0.00
|
0.00
|
| Share Draft** ($100 - OVER) |
$100
|
0.50
|
0.501
|
|
Vacation Clubs** ($0.00 - 99.99)
|
|
0.00
|
0.00
|
|
Vacation Clubs** ($100 - OVER)
|
$100
|
0.50
|
0.501
|
|
Christmas Clubs** ($0.00 - 99.99)
|
|
0.00
|
0.00
|
|
Christmas Clubs** ($100 - OVER)
|
$100
|
0.50
|
0.501
|
| Certificates |
Minimum Deposit |
Dividend Rate
|
APY*
|
| 6 Months |
$500.00 |
2.50%
|
2.516%
|
| 12 Months |
$1,000.00 |
2.50%
|
2.524%
|
| 24 Months |
$1,000.00 |
3.00%
|
3.034%
|
| 36 Months |
$1,000.00 |
3.50%
|
3.546%
|
| |
|
|
|
|
Rates