Rates

Rates

Loans | Savings | Certificates

*LOAN APPLICATIONS ARE TAKEN MONDAY THROUGH FRIDAY*
*LOAN OFFICERS ARE AVAILABLE EVERYDAY TO APPROVE LOANS*
*CREDIT DISABILITY AND LIFE INSURANCE IS AVAILABLE ON ALL QUALIFYING LOANS*

*APR= Annual Percentage Rate *APY = Annual Percentage Yield

All rates listed are subject to change without prior notice.

Loan Rates are effective July 28, 2010

Loans		Rate	APR*	Term
Signature Loans		Loan Calculator
Amount you can borrow depends on credit score, term depends on amount financed.		8.50	8.50	12 - 60
Share Secured Loans
Borrow up to maximum amount in your shares account or certificate (cd) account		5.00	5.00
New Vehicle/Motorcycle	Loan Calculator	Rate	APR*	Term
2010- (finance up to 100% of sticker price, plus tax, title & fees)		4.50	4.50	36
2010 - (finance up to 100% of sticker price, plus tax, title & fees)		4.50	4.50	48
2010 - (finance up to 100% of sticker price, plus tax, title & fees)		4.50	4.50	60
2010 - (finance up to 100% of sticker price, plus tax, title & fees)		4.50	4.50	66
2010- must finance $20,000 or more (finance up to 100% of sticker price, plus tax, title & fees)		4.75	4.75	72
2010 - must finance $40,000 or more (finance up to 100% of sticker price, plus tax, title & fees)		5.00	5.00	84
Used Vehicle/Motorcycle	Loan Calculator	Rate	APR*	Term
2009 - 2008 (finance up to 100% of NADA retail value)		5.25	5.25	60
2007 - 2005 (finance up to 100% of NADA retail value)		5.50	5.50	54
2004 - 2002 (finance up to 100% of NADA retail value)		5.75	5.75	48
2001 - 1999 (finance up to 100% of NADA retail value)		6.00	6.00	36
1998 - Older (finance up to 100% of NADA retail value) - (Pictures are required)		6.25	6.25	24
New Recreational Vehicle/Boat	Loan Calculator	Rate	APR*	Term
Finance up to 100% of sticker price		NEW CAR RATES APPLY		66-or less
finance up to 100% of sticker price		4.75	4.75	72
Finance up to 100% of sticker price		7.00	7.00	73-120
Used Recreational Vehicle/Boat	Loan Calculator	Rate	APR*	Term
Finance up to 100% of NADA retail value		USED CAR RATES APPLY		60 or less
Finance up to 100% of NADA retail value		7.75	7.75	61-120
Reconstructed/Scrapped/Flood Damaged/Salvage Vehicles	Loan Calculator	Rate	APR*	Term
Only finance up to 50% of NADA retail value		Rate and Term is based on the year of vehicle
Classic Vehicles	Loan Calculator	Rate	APR*	Term
Finance up to 100% of NADA retail value - (Pictures are required)		Used Recreational Vehicle rates & terms apply
VISA® Credit Card	Loan Calculator	Rate	APR*	Term
No annual fee, no cash advance fee, fixed rate		9.75	9.75	n/a

*APR= Annual Percentage Rate *APY = Annual Percentage Yield

All rates listed are subject to change without prior notice.

Saving Rates are effective April 21, 2010

*Go To Loan Application | Go To Calculators | Back to Top

Savings	Minimum Balance	Dividend Rate	APY*
Accounts
Shares ($5.00 - $99.99)	$5.00	0.00	0.00
Shares ($100 - Over)	$100	0.50	0.501
Share Draft** ($0.00-99.99)		0.00	0.00
Share Draft** ($100 - OVER)	$100	0.50	0.501
Vacation Clubs** ($0.00 - 99.99)		0.00	0.00
Vacation Clubs** ($100 - OVER)	$100	0.50	0.501
Christmas Clubs** ($0.00 - 99.99)		0.00	0.00
Christmas Clubs** ($100 - OVER)	$100	0.50	0.501

Certificates	Minimum Deposit	Dividend Rate	APY*
6 Months	$500.00	.75%	.751%
12 Months	$1,000.00	1.00%	1.004%
24 Months	$1,000.00	1.25%	1.256%
36 Months	$1,000.00	1.50%	1.508%

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