Wouldn’t it be fun to do your Christmas shopping next year with cash to pay for all your gifts? Join our Christmas Club and enjoy a prepaid Christmas. Christmas Club Savings plus dividends are automatically transferred to your savings account in October. No withdrawals from a Christmas Club account before the payout date will be permitted. If a withdrawal cannot be avoided, the member must take all funds from the account, forfeit any unpaid dividends, and will not be permitted to deposit to the account until October when the new club period begins again.